IF you are a booth renter - you have to pay for your own insurance- we provide insurance in my salon for everyone- and they all pay a small and i mean small portion-
if you are a comission stylist, then yes you are covered.
Its better to be licensed. The reason being is that there is more to extensions than just putting them in. Sometimes you might have to color the clients hair, especially if they did an at home color job. And more importantly you have to know how to use a razor, shears for slide cutting, and thinning shears for further blending.
The two extension methods you mentioned required that you have a license partly due to the reasons mentioned above.
I think in my state virginia you are allowed to braid hair w/o a license. BUT on many occasions shears or other "cosmetology tools" are used in one way or another to give the style a professional look.
The extensions are easy to do once you get the hang of it but there is alot of skill and experience involved in giving those final touches so that the extensions look like they belong on that person's head.
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