TO CUT OR NOT TO CUT? HELP PLEASE LADIES

I have just off the shoulder length, thick hair, the Back is all 1 length cut straight across, the sides are longish layers that tuck behind my ears and I have a long fringe with a side parting. My face is oval shape and i also have a ultra short clippered goatee.
I dont mind my current style, as it tends to be a little different as such its a little longer, I like the just washed scruffy look. BUT also dont want to be look out dated. So would anyone have any suggested style or opinions on what I may be able to do or should do?
I was thinking of maybe keeping the longish hair on top and maybe tapering or shaping it in and cutting it shorter on the nape neckline.

I would appreciate your comments.
Pix would be appreciated as well Please

Thanx for the rely Dorothy, Ive been there and still no wiser. I guess I shall keep looking.
Thanx again.

Paul